Long Term Care Planning

Preparing for Care Needs While Preserving Choice and Control

Long-term care planning is about preparing for the possibility that you or a loved one may one day need help with daily living, medical care, or supervision. While no one likes to think about it, planning ahead can preserve options, protect family members, and reduce stress when decisions must be made.

At Dublin Packard Elder and Estate Attorneys, we help families think through long-term care before a crisis—or respond thoughtfully when care needs arise.

 

When Long-Term Care Planning Matters

Long-term care planning may be appropriate if you:

  • Are aging and want to plan proactively

  • Have a spouse, parent, or loved one whose health is changing

  • Want to understand options for in-home care, assisted living, or nursing care

  • Are concerned about the financial impact of long-term care

  • Want to protect a spouse or preserve family assets

  • Prefer to make decisions calmly rather than under pressure

Many families wait until care is urgently needed. Early planning often creates more flexibility and better outcomes.

How We Help

Long-term care planning involves coordinating legal, financial, and practical considerations. Our work may include:

  • Evaluating current and anticipated care needs

  • Advising on care options and transitions

  • Coordinating planning with Medicaid eligibility strategies

  • Protecting assets and income where possible

  • Updating legal documents to reflect changing needs

  • Supporting families as care responsibilities evolve

Our goal is to help families make informed decisions that align with their values and circumstances.

Common Mistakes We See

  • Assuming Medicare will cover long-term care

  • Waiting until care is urgently needed

  • Making financial decisions without understanding future impact

  • Failing to plan for a spouse remaining at home

  • Overlooking the legal authority needed to act on someone’s behalf

Planning ahead often prevents rushed decisions and unnecessary financial loss.

How Long-Term Care Planning Fits With Other Services

Long-term care planning often overlaps with:

  • Medicaid Planning, to address care costs

  • Asset Protection, to safeguard spouses and resources

  • Elder Law, as health and independence change

  • Dementia Care Planning, when cognitive decline is involved

  • Care Navigation, to support families through care decisions

Many families engage in several of these services over time as needs evolve.

Planning Ahead Brings Peace of Mind

Long-term care planning is not about predicting the future—it’s about being prepared for it.

If you’re thinking ahead or facing new care challenges, we’re here to help you explore your options and plan with confidence.

As a first step, schedule a brief introductory phone call.  In this 20-minute phone call, you will provide a brief overview of your needs, and we will let you know how we can help.